Teknokrat - Always Owe - Teknokrat - Managing finances is certainly not a new thing in your life, especially for those who already have their own income every month. However, this is also often one of the things that is difficult to do, considering that only a few people can manage their finances well and optimally. Then, the rest are still struggling with financial problems that seem endless, including debt problems. Teknokrat - Debt is one of the components that most often makes someone experience failure in managing finances. Various bad habits that a person has in managing finances, it is possible to make that person owe a debt of gratitude or even get entangled in a pool of debts that gets deeper and deeper. Teknokrat - If you have this, then your finances will be disrupted and experience many problems that will ultimately hurt yourself. To that end, try to manage finances wisely and appropriately, so that various debts will not interfere with finances in the future.